Kmart, Sears Offer Holiday Shoppers Layaway Options
Up-front payment alternatives like layaway and other programs are becoming a popular way to help families hit by the recession manage their holiday shopping this year. Kmart and Sears already offered layaway programs throughout the year to help families keep their budgets safe while buying their favorite brands. Parent company Sears Holdings recently announced plans to continue the layaway program throughout the holiday season. People can begin shopping now to save money on the best gifts and ensure everything is paid off in time for the holidays without draining their bank account.
Sears has offered layaway for over 40 years, recognizing the helpfulness of the program for all types of consumers. Kmart has offered the program on and off throughout their operating time, but have ensured that it will be available at all locations this year. Layaway acts as an easy way to manage purchases without resorting to credit cards or payday loans with astronomical interest rates. It also eliminates demand issues that leave many consumers fighting for the last toy or electronic on the shelf during the mad rush in the last weeks of December.
The layaway program isn’t just helpful for holiday shopping. Anytime you need to make a big purchase, whether it’s a luxury or a necessity, the delayed payment program at Kmart and Sears can help you revolutionize your wardrobe or update your washer and dryer. The wide range of products available between the two brands means that no matter what you need, it will be available at these stores. Flexible 8 or 12 week payment plans can be started in a store or online, even on the biggest shopping days. You can make a layaway contract for as little as $15 with just a $5 contract initiation fee no matter what the total amount of the purchase.