Caught in a data breach? Reclaim control of your credit and identity

(BPT) – By the end of the first quarter 2014, more than 200 data breaches compromised millions of consumer records, according to the Identity Theft Resource Center, which keeps track of reported data breaches. Stunned? Data breach stats are even more staggering if you’re among the millions of Americans caught up in one every year. […]

What ‘reason codes’ tell you about your credit score

(BPT) – Consumer knowledge about credit scoring remains a challenge. In fact, nearly half of Americans still don’t know that mortgage companies use credit scores when making decisions about credit availability and pricing, according to a 2013 survey by the Consumer Federation of America and VantageScore Solutions, a credit score model developer. Even if you […]

How to diversify your retirement portfolio in ways you might not have imagined

(BPT) – Many investors are taking more control of their financial future by investing in alternatives to the stock market including real estate, land, promissory notes, oil and gas. Sue Jensen of New York grew frustrated after watching her life savings take a hit year after year in the stock market. A couple of years […]

Money talk: Educating the next generation

(BPT) – At a certain age, kids stop listening to their parents on all topics except for one. Money. Yet recent research conducted by Bank of America found that although this is the one area where teens and tweens actually seek advice from their parents, it’s one many adults avoid due to their own lack […]

Does your employer benefit package measure up?

(BPT) – Many Americans just went through their annual benefits enrollment period at their work. Precious time was spent reviewing the available offerings with spouses and determining which ones best meet their families’ needs, weighed against the cost. Yet a good number of Americans may not have taken the time to review their company’s benefit […]

Five things they don’t teach you in school about how to secure your financial future

(BPT) – Anyone over a certain age has heard about the “the three Rs” of education – reading, writing and arithmetic. The thinking is that if you graduate from school knowing how to read, write and solve basic math problems, you’ll have the fundamentals for a successful life. But these days much more is required, […]

10 simple ways to instantly improve your finances in 2014

(BPT) – Do you wonder how you could better manage finances? You’re not alone. When it comes to money, most people are far from perfect. Whether you make $20,000 a year or $200,000, some simple steps can start you on the right financial path, and some of them only take a few minutes to complete. […]

Car Shopping Made Easy

The holiday season is one of the busiest times of the year to purchase a new car. While driving one off the lot can be exhilarating, many consumers wonder if they bought the perfect car at the best price. For those looking to add a new automobile under their tree, there are a few factors […]

Some Lenders Lead Marketplace in Simplified Customer Agreements

(BPT) – If one universal lesson emerged from the economic meltdown of the Great Recession, it’s that ignorance is not bliss when it comes to financial matters. Before the recession, many Americans made financial decisions without fully understanding the impact of their choices – despite detailed financial disclosure statements intended to educate consumers on just […]

Experts warn of cyber threats during peak online shopping season

(BPT) – Consumers often associate holiday shopping with long lines, crowded stores and overpriced goods. In recent years, many have turned to e-commerce as an easier alternative – holiday shopping without the headache. This year e-commerce sales are projected to reach $262 billion, a 13-percent increase over 2012. This growth is due, in part, to […]

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